Shopping online for life insurance quotes is becoming increasingly popular in the UK and throughout Europe. No longer do we have to spend hours on the telephone – much to our employer’s disgust – divulging our details to find that the quotes from the life insurance companies are too expensive or don’t match our needs. Neither do we have to concern ourselves with taking time off work to make appointments with life insurance providers, subjecting ourselves to hours of sales talk. Of course, all of these options are still available to consumers should they prefer them, but many of us are now voting with their mouse and turning to online sources for life insurance quotes.
Tracking down the best quotes for life insurance
Obtaining life insurance quotes online is quick and easy. We can start our search for life insurance at our convenience at any time of the day. If we want to find life insurance quotes at 3 am, then we can do it! Searching online for quotes also presents us with a great deal of choice. Almost all of the familiar names in the life insurance market have websites on which they offer their products. You can also find sites from less well-known insurance companies.
For the consumer, this is excellent news. The more life insurance companies are offering their life insurance products on the Internet, the more competition there is, and so the better the price. When hunting down life insurance, or any insurance, it is always best to get a range of quotes as premiums can vary dramatically – sometimes by 300% or more! The Internet provides consumers with an efficient tool to do just this, plus they get to read about the benefits of each life insurance plan in the comfort of their own home first.
The quotes process
Most life insurance companies will have links to online quotes request forms. Consumers looking for life insurance quotes will be required to complete the form and submit it online to receive quotes. The online forms are generally uncomplicated, often taking only 5-10 minutes to complete.
Once the form is complete, it can often be submitted online to the life insurance company. Some insurance companies will come straight back to you with an instant quote, others will revert with a quote within 24-72 hours, either by e-mail or by telephone. Many companies also back their insurance quotes up with an official quotation by post.